Do You Need Chemical Overspray Crop Insurance?

Posted on 15 May 2019

It's hard to control things that might go wrong with your farm's crops. So, you may have taken out business insurance with crop coverage. This protection can be helpful if you lose part or all of a crop in certain circumstances. However, some farm insurance policies also include a chemical overspray benefit. This may be part of the core policy or offered as an add-on. How does this feature work and is it worth getting? [Read More]

Three Critical Concerns to Address before Purchasing Management Liability Insurance

Posted on 24 April 2018

Management liability insurance is essential for protecting you and your business from the losses and risks associated with mismanagement. If you are not protected from this type of liability, you will risk losing your company, and your personal assets might also be affected. Under ideal circumstances, your management liability insurance will protect you against financial losses related to claimant costs, awarded damages, legal fees, civil fines, investigation costs and pecuniary penalties. [Read More]

3 Most Important Insurance Covers for Construction Contractors

Posted on 26 September 2017

Over the past 20 years, civil contractors have been exposed to changes in project delivery systems. The many risks involved in a construction project, coupled with the fact that these perils are often assumed, have forced contracting executives to look at civil contracting insurance carefully. Most importantly, a contracting manager in the construction industry must ensure that all projects are adequately covered. The best place to start from as you plan to take a contracting insurance for your projects is to understand the most critical covers in the construction industry. [Read More]

Hosting A Party For Staff Or Clients? Liquor Liability Insurance Is A Must!

Posted on 31 December 2015

Many small businesses host informal parties for their staff and clients during the festive season and to celebrate special promotions and events during the year, but did you know that your premises may not be covered for such events under your usual business insurance?  If you're planning on serving free booze at your party, you really should consider taking out extra liquor liability insurance.  Read on to find out more. [Read More]

About Me

Not betting the house - Having enough house insurance

It's important to have enough house and contents insurance to cover anything that might happen. I live in an area that has regular floods so unfortunately it can be common to get flood damage, and of course burglary and fire damage can happen in any area. My blog has a lot of details on making sure your home and contents are adequately covered for any damage or losses you can imagine (and of course, all those you can't even think of yet). I have advice on here from insurers, brokers and also from consumers like you and me on getting adequate house and contents insurance.

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