Do Self-Employed People Need Public Liability Insurance?

You may wonder if you need public liability insurance as a self-employed individual. It's a common question, especially since many people don't fully understand public liability insurance and how it works, and as a result, may overlook or underestimate its importance. But the truth is that public liability insurance can provide essential protection to self-employed people who interact with clients, customers or members of the public in some way. What do you need to know about the risks and whether you need this type of insurance or not? [Read More]

Considerations When Taking Commercial Property Insurance

Commercial property insurance may not be mandatory, but it is a must-have for any business. The coverage protects your building, business equipment, and machines from various perils. The extract below contains insights to guide you as you apply for commercial property insurance. Ensure Adequate Coverage It would be disheartening if you learned the insurance company does not cover an event after its occurrence. The secret is to assess the fine print of the insurance coverage to establish the insured property and risks. [Read More]

Why Do You Need an Insurance Broker? 4 Reasons Explained

There is no doubt that getting your family, business or home insured is a thoughtful idea. The most obvious reason for getting an insurance cover is that you are assured of compensation by your insurer if something terrible happens. Therefore, it is necessary to get yourself, your loved ones and your assets covered. The only challenge is narrowing down the options from the vast pool of insurance companies available in the market today. [Read More]

Do You Need Chemical Overspray Crop Insurance?

It's hard to control things that might go wrong with your farm's crops. So, you may have taken out business insurance with crop coverage. This protection can be helpful if you lose part or all of a crop in certain circumstances. However, some farm insurance policies also include a chemical overspray benefit. This may be part of the core policy or offered as an add-on. How does this feature work and is it worth getting? [Read More]